Give every naira a job. Before you spend it.
Rent, food, savings, that friend who always needs a loan. Fund Pockets yourself, or let Novara split your income the moment it lands.
Split automatically
Set it up once and Novara takes care of the rest. The moment your salary lands, it's shared across your Pockets just the way you planned.
Spend from your Pockets
Pay straight from any Pocket and always know exactly where your money went. No guessing, no digging through transactions.
Let Novara help
Not sure how much to save or spend? Novara can suggest a split for your income and help you build a budget that fits your life.
A surprising amount gets done in a chat.
Split your income
The moment your money lands, Novara sorts it into your Pockets so your rent, savings and everyday spending are already taken care of.
Pay bills
No switching apps or copying account numbers. Pay your bills right from the Pocket you want to use.
Move money
Send money in seconds, whether it's to another Novara user or any bank. Quick when you need it, simple every time.
Track spending
When you spend from your Pockets, it's always easy to see where your money went and how much you have left.
Talk to Novara
Novara doesn't just answer questions, it gets things done. Just say what you need in plain English and it takes care of it.
Stay ahead
Novara gives you a heads-up before bills are due, reminds you when something needs attention and helps you avoid surprises.
A financial companion that lives in your chats.
Just tell Novara what you need, like you're texting a friend. Split your salary, send money, pay a bill, or ask a question, it all happens right in the chat you already use every day.
Novara provides educational guidance and spending insights. It does not provide regulated financial advice.
Built from a simple belief.
I've lost count of how many times I've stared at my balance wondering where my salary went. It had only been a few days.
I've had friends message me "can I actually afford this?" before a night out, half joking, half not.
I've meant to save every month and somehow life always got in the way. I've remembered a bill the day it was due, sometimes the day after.
My money was scattered across different apps and accounts, and keeping track of it all felt like its own part time job.
At some point I noticed something obvious. These are conversations people already have, all the time. With friends, with family, with themselves. Usually on WhatsApp, because that's where everyone already is.
So I kept coming back to one question. If these conversations are already happening on WhatsApp, why can't managing money happen there too?
Novara is my answer to that.
Built by Sonia Akpati.
PAYDAY
Can I actually afford this?
It starts with one message.
Say hello to Novara on WhatsApp and see how simple it can feel.