Now in private beta · v0.9

The future of your finances.

Transfer seamlessly, budget smarter, and stay on top of your finances with an AI financial companion that helps you plan, organize, and make better money decisions.

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The Problem

Salary enters. Money disappears.

01 — Structure

No structure

One account. Rent, fuel, takeout, that impulse buy at 11pm — all swimming together. Of course it doesn't last.

02 — Visibility

No visibility

You check your balance on the 15th and the math isn't mathing. Where did it go? Nobody knows. Especially not your bank.

03 — Guidance

No guidance

Every app shows you pie charts. None of them tell you the truth: you can't afford that subscription anymore.

04 — Transfers

Too many moving pieces

Salary lands in one account. Rent goes somewhere else. Bills, family, spending — too many transfers to think about.

05 — Taxes

Taxes creep up on you

No reminders. No calculations. No plan. Then suddenly deadlines arrive and your money disappears faster than expected.

06 — Planning

Money feels unplanned

Bills, transfers, taxes, and spending pile up quickly when there's no system keeping your finances organized.

Features

Everything your money needs.

Smart Buckets

Auto-split your salary into named pockets the moment it arrives. Rent, bills, fun — sorted before you can spend it.

Nova AI

Your personal money companion. Tracks spending, answers questions, gives you the real talk when you need it.

Spending Intelligence

Real-time alerts when patterns shift. Monthly reports that actually make sense — no chartsplaining required.

Tax Estimator

Calculates what you owe as you earn. Reminds you before the deadline — so you're never that person in April.

Send & Receive

Type it, send it. Instant transfers to anyone, anywhere — no copying account numbers or bank-code archaeology.

Financial Clarity

One dashboard for every account. See where your money sits, where it moves, and what's coming up — all in plain language.

How it works

Up and running in minutes.

01

Tell Nova about yourself

Income, goals, the chaos you're working with. Two minutes, zero judgment.

02

Set up your buckets

Pick a template or draw your own. Novara handles the split automatically.

03

Track your spending

Connect your accounts. We categorize, you learn — without lifting a finger.

04

Let Nova guide you

Ask anything. Get answers in plain language. Nudges only when they matter.

Meet Nova

She knows your finances
better than you do.

Nova is your AI companion — warm, direct, occasionally funny. She tracks everything, explains it simply, and nudges you when you need it.

You've spent ₦22,000 on takeout this month. Your food budget is 87% gone and it's only the 18th. Want to talk about this? 👀

Food & Dining · ₦22,000 / ₦25,300 87%
Sonia Akpati, Founder of Novara
Why I built this

I built Novara because payday
shouldn't feel like a puzzle.

Every time money hit my account, the stress started immediately. Manually splitting everything into different places, trying to remember what goes where, watching it bleed out before I even had a plan. It felt like running to stand still.

I wanted one place that could handle all of it — split my money automatically the moment it arrives, let me send and receive without unnecessary charges, organize my bills and taxes in one view, and actually help me understand where everything was going. An AI that could tell me the truth about my spending habits and remind me when I was overdoing it.

That app didn't exist. So I built it.

Sonia Akpati
Founder, Novara
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